Freelance Rate Calculator

What should you actually charge? Enter five numbers, get your floor rate in 10 seconds. Free, no signup, runs entirely in your browser.

Target monthly take-home

What you want to pay yourself after tax

Monthly business costs

Software, insurance, accounting, coworking…

Billable hours per week

Be honest — not 40. Admin, sales and Slack are not billable

Working weeks per year

52 minus holidays, sick days, and the client who ghosted

Estimated tax + social contributions

Percent of revenue set aside for the taxman

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Discount / friendly rate	—	only for equity or repeat retainer clients
Your floor (walk-away) rate	—	below this you're paying to work
Comfortable market rate	—	floor + 30%: buffer for dry months
Premium / rush rate	—	floor × 1.8: nights, weekends, "ASAP"